がかかる

takes time or effort, costs money, or is applied/put on, depending on the noun before が.

→ が
phrase Very common #995
takes time or effort, costs money, or is applied/put on, depending on the noun before が. This expression has several meanings depending on context. For example, 時間がかかる means “take time,” お金がかかる means “cost money,” 鍵がかかる means “be locked,” and 電話がかかる means “receive a phone call.”
JA: 修理にはかなりお金がかかる。
EN: The repairs cost quite a lot of money.

心臓に負担がかかる

It puts a strain on the heart.

— ザ・マン・フロム・アース (2007)

今朝車がこわれて、金曜日まで修理がかかるんです。

My car broke down this morning, and it won’t be repaired until Friday.

それには追加料金がかかるんでしょうか。

Is there an additional charge for that?

車を維持するのはとても経費がかかる。

Maintaining a car is very expensive.

今晩きっとトムから電話がかかるよ。

Tom will probably call tonight.

戸は内側でかんぬきがかかる。

The door is bolted from the inside.

これからは心臓に負担がかかる事

Things that will put a strain on your heart from now on

— グッバイ、レーニン! (2003)

でも宇宙船には間違いなく大金がかかる。

But spaceships definitely cost a fortune.