have ended; are over
Todos mis problemas han terminado.
All my problems are over.
They've already finished.
Agosto ya está aquí y nuestras vacaciones de verano ya casi han terminado.
August is already here, and our summer vacation is almost over.
Aún no han terminado la autopsia.
They still haven't finished the autopsy.
Mis preocupaciones financieras han terminado.
My financial worries are over.