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tengo que terminarlo

I have to finish it

→ tener
phrase Uncommon #15,789
I have to finish it The ending -lo means “it” and refers to something already mentioned or understood.
SP: Tengo que terminarlo esta tarde.
EN: I have to finish it this afternoon.

Todavía tengo que terminarlo.

I still have to finish it.

— Dolor y gloria (2019)

Ya he empezado esto, ahora tengo que terminarlo.

I've already started this, now I have to finish it.

— Fue solo un accidente (2025)

Tengo que terminarlo en un tiempo dado.

I have to finish it within a given time.

Tengo que terminarlo.

I have to finish it.

Todavía tengo trabajo y tengo que terminarlo hoy.

I still have work to do and I have to finish it today.

Tengo que terminarlo antes de irme.

I have to finish it before I leave.