が怖いんだよ

is scared of

→ が
phrase Rare #28,961
is scared of Casual and emphatic; んだよ adds an explanatory or insistent tone. The person or thing feared comes before が.
JA: 私は高いところが怖いんだよ。
EN: I'm scared of heights.

お前の父ちゃんが怖いんだよ

I'm scared of your dad.

彼はとても母親が怖いんだよ

He's really afraid of his mother.

コウモリが怖いんだよ

I'm scared of bats.

お母さんが怖いんだよ

My mom scares me.

みんなトムのことが怖いんだよ

Everyone is afraid of Tom.

マジでクモが怖いんだよ

I'm seriously afraid of spiders.